Omnichannel Payment Rails For All Networks.
A single sovereign integration connecting licensed financial institutions directly to global card schemes, national real-time switches, super-app wallets, enterprise commerce platforms, and closed-loop ecosystems.
Global Payment Networks
Bancstac connects licensed banks directly to the world’s major international card schemes—enabling high-availability online and point-of-sale acquiring, PCI-3DS 2.0 authentication, network tokenization, and automated clearing and settlement without third-party scheme intermediaries.
UnionPay International
Certified global technology partner providing direct scheme endpoints, UnionPay 3DS 2.0 MPI, and UnionPay QR.
American Express
Direct bank gateway integration and authorised payment aggregation with SafeKey 3DS protection.
Mastercard
Direct host switching, Identity Check (3DS 2.0), recurring billing tokenization, and multi-currency settlement.
Visa
Direct host switching, Visa Secure (3DS 2.0), network tokenization, and real-time DCC/MCP currency conversion.
Discover Network
Seamlessly accept payments from Discover Network cardholders.
Diners Club International
Unified online and hospitality merchant acquiring for corporate and affluent Diners Club members.
UATP
Global airline and corporate travel payment network integration.
Domestic Payment Networks
Bancstac bridges core banking platforms directly with national payment switches, real-time account-to-account (A2A) settlement rails, and standardized EMVCo National QR codes—empowering domestic financial institutions to retain local transaction sovereignty at lower interchange costs.
NATIONAL QR
Automated dynamic presented merchant QR code generation on the gateway with near real-time bank-to-bank settlement.
National Card & RTP Switches
Direct interoperability with domestic card schemes, national interbank switches, and instant payment networks.
Account-to-Account (A2A)
Instant domestic and cross-border bank-to-bank settlements bypassing traditional card interchange fees.
Digital Wallets & Super Apps
Unlock frictionless biometric checkouts and cross-border tourism spend by connecting merchants directly to global mobile wallets and regional super apps across online e-commerce, mobile apps, and point-of-sale QR touchpoints.
Google Pay (GPay)
Zero-integration tokenized checkout across 250M+ users in 85 countries.
Samsung Wallet
Hardware-secured tokenized mobile wallet and in-app payment acceptance across Galaxy ecosystems.
Alipay+
Cross-border acceptance for 1.5B+ users across China and international partner wallets with USD/local settlement.
UnionPay App
Dynamic UnionPay QR and mobile app acceptance connected to global issuing banks.
KakaoPay
South Korea’s leading super-app mobile wallet for online and QR checkout.
Toss Pay
Seamless Korean fintech super-app wallet and cross-border QR acceptance.
Naver Pay
Integrated digital wallet acceptance for South Korea’s largest search and commerce portal.
MPay
Macau Pass digital wallet acceptance for cross-border travel and e-commerce.
GrabPay
Southeast Asia’s leading everyday super-app wallet across Singapore and ASEAN.
OCBC Digital
Direct cross-border QR and mobile banking wallet acceptance for OCBC Singapore users.
Changi Pay
Changi Airport Group’s digital travel wallet for international shoppers and travelers.
EZ-Link Wallet
Singapore transit and retail mobile wallet enabled for cross-border acceptance.
BigPay
Capital A / AirAsia’s ASEAN travel and financial super-app wallet.
Touch 'n Go eWallet
Malaysia’s largest digital wallet serving over 20 million verified users.
Boost
Regional fintech wallet powering seamless QR and online merchant payments.
MyPB (Public Bank)
Public Bank Malaysia’s mobile banking and cross-border QR payment app.
K PLUS (Kasikornbank)
Thailand’s leading mobile banking platform with cross-border QR payment support.
LINE Pay
Seamless mobile checkout embedded inside the LINE super-app ecosystem.
TrueMoney
Thailand’s premier e-wallet for online, retail, and cross-border payments.
ZaloPay
Vietnam’s mobile payment super app integrated with the Zalo messaging platform.
DANA
Indonesia’s open-ecosystem digital wallet serving over 150 million users.
Kredivo
Instant digital credit and pay-later wallet across Indonesian e-commerce and retail.
Akulaku
Southeast Asian digital banking and consumer finance wallet platform.
GCash
The Philippines’ #1 finance super app for domestic and cross-border payments.
Maya
All-in-one digital bank and mobile wallet powering Philippine digital commerce.
BPI Mobile
Bank of the Philippine Islands mobile app and QR wallet acceptance.
HelloMoney & BillEase
AUB HelloMoney e-wallet and BillEase digital consumer finance acceptance.
Kaspi.kz
Central Asia’s premier payments, marketplace, and fintech super app.
Hi-Pay & NayaPay
Leading national e-money and mobile wallet platforms for Mongolia and Pakistan.
Bluecode
European mobile payment scheme connected directly to EU retail bank accounts.
Tinaba
Italian and European digital banking wallet enabled for cross-border QR acceptance.
E-commerce
Accelerate merchant onboarding from weeks to hours with pre-certified e-commerce shopping cart plugins, mobile SDKs, hosted checkout pages, and single-use e-payment links shareable over SMS, email, and instant messaging.
Adobe Magento
Enterprise multi-store checkout orchestration, bulk APIs, and automated reconciliation.
WooCommerce
Plug-and-play cartridge supporting cards, dynamic QR, and tokenized one-click checkout.
OpenCart
Turn-key payment gateway module with 3D Secure 2.0 and multi-currency support.
PrestaShop & SDKs
PrestaShop modules, Shopify integrations, REST APIs, and SMS/email pay-by-link.
Property Management & Booking Engines
Purpose-built hospitality and aviation acquiring integrations connecting hotel Property Management Systems (PMS), airline and hotel Global Distribution Systems (GDS), and over 570 Online Travel Agencies (OTAs) directly to bank acquiring rails with native Dynamic Currency Conversion (DCC) and Multi-Currency Pricing (MCP).
Property Management Systems
Seamless folio pre-authorizations, tokenized card-on-file check-ins, and automated reconciliation.
Airline & Hotel GDS / OTAs
Direct connectivity to airline and hotel Global Distribution Systems and over 570 Online Travel Agencies.
Home-Currency & Multi-Currency
Real-time currency conversion giving international guests price certainty while settling in local or USD accounts.
Powering Ecosystems
Beyond standard card and wallet acquiring, Bancstac provides modular sovereign infrastructure that empowers banks and payment schemes to power payments within proprietary digital bank wallets, monetize cardholder loyalty points across all merchant channels, and operate card scheme and digital wallet endpoint hosts.
Digital Bank Wallets
Powering payments within proprietary bank apps with instant P2P transfers, dynamic NATIONAL QR acceptance, and direct core banking ledger settlement.
Loyalty Points
Convert passive credit card reward programs into active purchasing power directly at the merchant checkout. The IPG automatically detects eligible reward cards, authenticates via SMS OTP + 3DS, displays real-time point balances, and settles to the merchant in standard fiat currency with zero merchant integration.
Payment Network Hosted End Points
Dedicated, PCI-DSS Level 1 and PCI-3DS certified network endpoint infrastructure hosted for global card schemes and super-app wallets enabling rapid turn-key connectivity to legacy core banking systems.
